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The balance transfer credit card offers are available only on certain credit cards, and only well-qualified, high credit score applicants receive these offers.On cards offering a 0% rate for balance transfers, the 0% rate is for a limited time.Credit counseling is a process where you meet with a counselor to create a household budget.
Of course, you could refinance to a 15-year loan that would have a low interest rate.
Using a balance transfer is one of the most common ways to consolidate credit card debt.
This method requires you to open up a new credit card account to which you move your existing credit card balances.
At Bills.com, we encourage people to take positive steps with their money, and a credit card consolidation may not be the right choice for everyone.
Let us look at your three debt consolidation options.